XRP’s Strategic Leap: Openpayd and Ripple Unite to Revolutionize Cross-Border Payments

In a groundbreaking move set to redefine the landscape of cross-border transactions, Openpayd and Ripple have announced a strategic partnership aimed at enhancing fiat and stablecoin infrastructure. This collaboration combines Openpayd's robust global fiat capabilities—featuring real-time payment rails and multi-currency accounts—with Ripple Payments' cutting-edge blockchain technology. Targeted at enterprise clients, the alliance promises compliant, scalable solutions for seamless international payments. As of July 2025, this partnership underscores XRP's growing influence in bridging traditional finance with decentralized innovation, positioning it as a pivotal player in the future of global finance.

Openpayd and Ripple Partner to Enhance Fiat and Stablecoin Infrastructure for Streamlined Cross-Border Payments

Openpayd, a leading financial infrastructure provider, has forged a strategic alliance with Ripple to bolster cross-border payment solutions. The partnership leverages Openpayd's global fiat infrastructure—including real-time payment rails and multi-currency accounts—alongside Ripple Payments' blockchain technology. The collaboration targets enterprise clients seeking compliant, scalable, and transparent transactional capabilities.

Ripple's distributed ledger technology aims to reduce friction in international settlements, while Openpayd's regulatory-ready systems ensure seamless integration with traditional finance. This synergy underscores growing institutional demand for hybrid fiat-crypto rails.

Ripple Partners with OpenPayd to Enhance Global Payment Solutions

Ripple has entered a strategic partnership with OpenPayd to bolster cross-border payment infrastructure for businesses. The MOVE comes amid growing institutional interest in stablecoin adoption and blockchain-based settlement systems.

The collaboration signals Ripple's continued expansion beyond its XRP-powered payment network. Market observers speculate this could position the company for future capital market opportunities, including potential IPO considerations following Circle's recent public listing plans.

Ripple Seeks US National Bank Charter in Strategic Regulatory Push

Ripple has formally applied for a national bank charter with the Office of the Comptroller of the Currency, positioning itself alongside Circle and Fidelity Digital Assets in the race for federal banking status. Approval would grant the XRP issuer direct custody of RLUSD stablecoin reserves and eliminate the patchwork of state-level money transmitter licenses.

The move coincides with Congressional progress on the GENIUS Act, which would impose reserve requirements on stablecoin issuers. Only Anchorage Digital currently holds a national trust bank charter among crypto firms, awarded during the Biden administration.

This regulatory pivot signals a broader industry shift away from crypto's anti-establishment roots. Major players are now embracing traditional financial governance structures to serve institutional clients, with tokenized securities and cross-border payments emerging as key battlegrounds.

AI Founder Predicts XRP Could Surge to $20-$30 Amid Market Volatility

Vincent Van Code, an AI startup founder and prominent XRP advocate, has projected a bullish price target of $20 to $30 for the cryptocurrency. His forecast comes despite XRP's recent volatility, which saw a brief spike to $2.30 on June 30 before retreating below $2.20.

The prediction hinges on long-term conviction rather than technical analysis. Van Code acknowledges uncertainty around timing but emphasizes confidence in XRP's trajectory. Market sentiment remains divided as the asset struggles to sustain momentum above key resistance levels.